Accidents or road misfortunes can happen. Whether you like it or not, it is part of your life as a driver/car owner. And that is regardless if your car goes through regular preventive maintenance or not. How? Well, even if you are driving at 20 to 40 mph, you can still run over a sharp object causing your tire flat. Or you can suffer from a dead battery and in which case, you will likely need a battery jumpstart. Now the question is, is it a good move to call your car insurance company for roadside assistance?
While it is tempting to call your insurance company for help as you are paying for roadside assistance protection, it is wiser not to rely on your insurance company right away as a roadside assistance response, especially a prompt one, is not always a guarantee.
What you can claim from your insurance company is stipulated on the company’s policy and your contract. This includes the number of times you are entitled for help. The ugly truth is while the policy sounds too good in protecting your vehicle, it does not necessarily make your life as good and easy.
You can call but not always. Why? Here’s what you should know:
Save your car insurance privileges for the right circumstances. They are free, but like in everything, they have limits too.